Terms of Service

Agreement to Terms

By accessing or using the Travel Protection website (travelprotection.insure) and services, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, then you may not access the service.

Use License

Permission is granted to temporarily access the materials on Travel Protection's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials

Travel Protection Insurance

Policy Terms

Travel protection insurance policies are underwritten by Nationwide® Mutual Insurance Companies and Affiliated Companies or Crum & Forster, a subsidiary of United States Fire Insurance Company. All coverage terms, conditions, limitations, and exclusions are detailed in your policy documents.

By purchasing a travel protection policy, you agree to:

• Provide accurate and complete information when applying for coverage
• Review and understand your policy terms and conditions
• Comply with all policy requirements and deadlines
• Submit truthful and accurate information when filing claims

Eligibility

Coverage is available for USA residents traveling domestically or internationally. Cancel For Any Reason (CFAR) coverage is not available to residents of New York. International residents may access coverage through a separate process.

Quotes and Pricing

All quotes provided on this website are estimates based on the information you provide. Final pricing may vary based on underwriting review and policy terms. Premiums are calculated as a percentage of your trip cost (7% for Standard coverage, 10.8% for CFAR coverage).

Claims

To file a claim, you must:

• Submit your claim within the timeframes specified in your policy
• Provide all required documentation
• Cooperate with the claims investigation process
• Provide truthful and accurate information

Claim decisions are made by the insurance underwriter in accordance with the terms and conditions of your policy.

Payment Terms

Payment for travel protection policies is due at the time of purchase. We accept major credit cards and other payment methods as indicated during checkout. All payments are processed securely through our payment processors.

Refund Policy

Refund policies are governed by your insurance policy terms. Generally, you may be eligible for a refund if you cancel your policy within the free look period specified in your policy documents. Contact us for specific refund information.

Disclaimer

The materials on Travel Protection's website are provided on an 'as is' basis. Travel Protection makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Travel Protection does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Limitations

In no event shall Travel Protection or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Travel Protection's website, even if Travel Protection or a Travel Protection authorized representative has been notified orally or in writing of the possibility of such damage.

Links to Other Websites

Our website may contain links to third-party websites or services that are not owned or controlled by Travel Protection. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be resolved in the courts of South Carolina.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms of Service at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

Contact Information

If you have any questions about these Terms of Service, please contact us: